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- Format for 138 Negotiable Instrument Reply to Legal Notice- Format for 138 Negotiable Instrument Reply to Legal Notice .The "Format for 138 Negotiable Instrument Reply to Legal Notice" is a structured template that individuals or businesses can use when responding to a legal notice sent under Section 138 of the Negotiable Instruments Act, 1881. This format provides a framework for addressing the allegations of dishonor of a negotiable instrument, such as a bounced cheque, and outlines the sender's position and intentions for resolving the issue.